tag:blogger.com,1999:blog-7271949231375832770.post3314459584818771609..comments2008-03-26T04:05:23.060-07:00rAzeEtnoreply@blogger.comBlogger1125tag:blogger.com,1999:blog-7271949231375832770.post-58613679213644257832008-03-26T04:05:00.000-07:002008-03-26T04:05:00.000-07:00In the last few years, mortgage lenders have been looking at affordability, rather than just salary multiples. A mortgage lender will look at all your regular incomings and outgoings and calculate how much they are prepared to lend. You may be able to get a bigger mortgage than you initially thought.<BR/>However many people these days have a bad credit mortgage rating, often due to circumstances beyond their own control. You may need a <A HREF="http://www.badcredit-mortgages.org.uk/" REL="nofollow">bad credit mortgage</A> (also known as impaired credit mortgages, or subprime mortgages) if you have been declared bankrupt in the past, have fallen into arrears on a mortgage or suffered other debt problems. Or you may simply have a CCJ (County Court Judgement) against your name, due to non-payment of a utility bill, for example, which may necessitate a bad credit mortgage when you come to buy a property.Michellehttp://www.blogger.com/profile/07061784344080129799noreply@blogger.com